Financial Calculators
Free tools to help you estimate key financial figures. These calculators are for guidance only — speak to a qualified adviser for personalised advice.
Pension Calculator
Project your pension pot at retirement based on your contributions, employer contributions, and expected growth rate.
Use calculatorMortgage Affordability Calculator
Estimate how much you could borrow based on your income, outgoings, and deposit. Compare repayments across different terms.
Use calculatorInheritance Tax Calculator
Calculate your potential IHT liability based on your estate value, nil-rate bands, residence nil-rate band, and gifts.
Use calculatorStamp Duty Calculator
Calculate SDLT on your property purchase. Includes first-time buyer relief, additional property surcharge, and non-resident rates.
Use calculatorIncome Tax Calculator
Calculate your take-home pay after income tax, National Insurance, and student loan deductions. England and Scotland rates.
Use calculatorCompound Interest Calculator
See how your savings or investments grow over time with regular contributions and the power of compound interest.
Use calculatorCost of Advice Calculator
Estimate initial and ongoing financial adviser fees based on your portfolio size and advice type.
Use calculatorMortgage Readiness Checklist
Check your mortgage readiness — calculate maximum borrowing, monthly repayments, stamp duty, and see your approval likelihood.
Use checklistAm I On Track for Retirement?
Answer 5 quick questions to get a personalised retirement readiness score and actionable next steps.
Take the quizNeed personalised advice?
These calculators provide estimates based on general assumptions. For advice tailored to your specific circumstances, speak to an FCA-authorised financial adviser.
Find an AdviserThese calculators are for general information and illustration purposes only and do not constitute financial advice. approval.co.uk is not authorised by the FCA and does not provide financial advice. Results are based on the inputs you provide and general assumptions — actual outcomes may differ. Always seek professional advice before making financial decisions. Tax rates, thresholds, and allowances are subject to change.