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approval .co.uk

Terms of Use

Last updated: March 2026

1. About Our Service

approval.co.uk is operated by Hadamard LLC. We operate a free online directory that helps consumers find FCA-authorised financial advisers in their area. Our directory uses publicly available data from the FCA Financial Services Register, Companies House, and other public sources.

approval.co.uk is not authorised or regulated by the Financial Conduct Authority. We do not provide financial advice, personal recommendations, or endorsements of any adviser or firm.

2. No Financial Advice

Nothing on this website constitutes financial advice, a personal recommendation, or an endorsement of any financial adviser, firm, product, or service. The information we provide is for general informational purposes only and should not be relied upon as a substitute for professional financial advice.

The order in which advisers appear in search results is based on proximity to your postcode. It does not indicate quality, suitability, or any form of ranking or recommendation.

3. User Responsibilities

By using this website, you agree to:

  • Verify adviser status: Always verify an adviser's current FCA authorisation status directly on the FCA Financial Services Register before engaging their services.
  • Conduct your own due diligence: Carry out your own research and checks before entering into any financial arrangement with an adviser or firm listed on our directory.
  • Use the service lawfully: Use the website only for lawful purposes and in accordance with these terms.
  • Provide accurate information: Ensure that any information you submit via our contact or enquiry forms is accurate and complete.
  • Not misuse the service: Not use automated tools, scrapers, or bots to access or extract data from the website without our prior written consent.

4. Intellectual Property

The content, design, layout, and branding of approval.co.uk are the property of Hadamard LLC and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of this website without our prior written consent.

Data sourced from the FCA Financial Services Register, Companies House, and other public bodies is used under the terms of the relevant open data licences. Google review data is attributed to Google and is subject to Google's terms of service.

5. Limitation of Liability

To the fullest extent permitted by law:

  • approval.co.uk and Hadamard LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the website or any information obtained through it.
  • We shall not be liable for any loss or damage arising from your reliance on information displayed on the website, including adviser listings, regulatory data, review ratings, or any other content.
  • We are not responsible for any advice, service, product, or outcome provided by any financial adviser or firm listed on our directory.
  • We are not liable for any actions taken or not taken by you as a result of using our service.

6. No Warranty on Data Accuracy

While we take reasonable steps to ensure the accuracy of information displayed on our website, we make no warranties or representations, express or implied, as to the accuracy, completeness, reliability, or currency of any data.

Adviser data is sourced from public registers and refreshed periodically, but there may be a delay between changes on the public register and updates on our website. Regulatory status, permissions, and other details may change at any time.

Google review ratings and review counts are third-party content and are not verified, moderated, or endorsed by approval.co.uk.

7. Third-Party Links

Our website may contain links to external websites, including the FCA Register, Companies House, and adviser websites. We have no control over the content or availability of these external sites and accept no responsibility for them.

8. Changes to These Terms

We may update these terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the website after any changes constitutes your acceptance of the revised terms.

9. Governing Law and Jurisdiction

These terms of use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

If you have any questions about these terms, please contact us at: