Money can make a leader, but they can also break a leader.

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Since the outbreak of the global financial crisis in late 2007, the intertwined relationship between money and politics has somehow become more intertwined. Between 2001 up to 2007, the world leaders such as George W. Bush, Tony Blair, Jacque Chirac, Gerhard Schroeder, Vladimir Putin etc were putting anti-terrorism, community relations and national security at their [...]

Financial Services Authority (FSA): Too small for the banks or too big for the inspiring entrepreneurs?

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Since 2007’s Northern Rock crisis, the world’s financial market has been tumbled like being destroyed by tsunami. Lehman Brothers, Bear Sterns, HBOS, Fanny May and Freddie Mack, and then now onto the eurozone crisis in PIIGS (Portugal, Italy, Ireland, Greece, and Spain). It has somehow identified with Swedish pop legend ABBA’s song lyric: “Money! Money! [...]

When a loan is right for you

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No one wants to borrow money unless they have to. In an ideal world we would all be gizzilionaires swanning around in a vat of money. However reality is often very different and sometimes there is need for a little extra cash. Here is what you need to know when considering a loan: Time frame [...]

Don’t be shocked with the high interest rates on payday loans

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More and more payday loans are being approved and if you look.carefully you’ll see very high interest rates. Now don’t be scared by these rates as they are per year whilst the typical payback period is only a few weeks typically. This means you’ll not be paying back huge sums of cash for these small [...]

What are payday loans?

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Payday loans have taken a great deal of stick and criticism over the last few years for fears of preying on the vulnerable. However for individuals who are looking for short term easy loans where can people realistically go for such loans? One terrible alternative is the loan shark. In particular the pernicious individual who [...]

Making money till payday arrives

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There’s nothing new under the sun, as the old expression goes. The same applies for making some extra cash before next payday. Now there are various lenders who offer a more technologically relevant solution to the age old solution of a payday loan. According to one group, consumer focus, the number of people approved for [...]

Payday loan regulation on the cards?

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The roll-over of so called payday loans which may cause debts to increase have been suggested to be limited as was announced by the Commons’ Business Committee. The regulator has suggested that there should be a fast-track system to remove or suspect credit companies licences. MP’s have been saying that vulnerable people are at risk [...]

Are payday interest rates really that high?

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The super observant amongst you might have noticed the big noise being made about payday loans and some of the supposed eye watering interest rates. But if you actually think about it these high loan rates are based on annual figures whilst most payday loans are for a matter of days not years and hence [...]

Is there an alternative to payday loans?

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Payday loans typically fund your account by up to 1000 pounds immediately, but is there a way to get an immediate loan without resorting to a payday loan? Right now, we think if you are looking for quick loan approval, there is no quicker or easier way than to use of the companies that offer [...]

Payday lenders put under the spotlight

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The multibillion pound payday industry is being investigated due to claims that these loans are piling debt onto people who are least able to pay it back. The watchdog will look at claims if loans being made to students and other individuals are normal. Right now its considered that far too many people are being [...]

Instant loans on your mobile

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Technology has now made it possible to get instantly approved loans on your mobile. Instant loan approval is got from applying to one of the myriad of uk loan companies for a short term loan. These short term loans can often be approved in minutes and your account credited with funds. That means its just [...]

Barclays can now let you pay by phone with their service payit

Barklaycard have developed a service where you can send payments between phones knowing only each telephone number. Currently the service only works between account owners but it is due to roll out to non card holders. Such a service could mean getting a loan approved is even quicker and easier than before and on your [...]

Best instant loans

Modern tech has made it even easier to get loans more quickly. You can apply for a loan and get approved almost instantly and get the money paid into your account. So the internet is providing a flexible and simple way for people to obtain loans and cash fast.

Should you use a pawn broker?

Over the financial crisis there has been a resurgence in the number of pawn shops on the high street. This rather old fashioned “pawn” store is a place where you can sell your high worth items such as jewellery for cash. But more than that…there is a loan…where if you repay the money you can [...]

Are payday loans the new lending scandal?

Ever needed a short term loan? Felt pressured to take money on a short term loan? Could the new lending scandal be short payday loans with high interest rated. Despite the flexible nature of the loans, there is concern that the most vulnerable in society are paying the highest interest rates of often several thousand [...]

A very happy 2012 to all our readers

We hope that 2012 is a great success for you and that the new year brings continued happiness and stability. We aim to have an even stronger 2012 at approval.co.uk, helping customers find products that make their lives better and more informed when in comes to loans, mortgages and money.

Getting a mobile approved loan

Get a loan direct from your mobile phone…it’s easy to get your loan approved and get money direct in your account…from the comfort of your mobile phone as many people are finding out. You can now get an approved loan directly paid into your bank account from the comfort of your sitting room or your [...]

Mobile approved loans

You might be on holiday, on a date our out with friends and suddenly realise you need some extra cash and that you don’t have it to hand. So what can you do? Well you can use your mobile to get a loan almost instantly from anywhere on the planet that has internet access. Numerous [...]

Approved Loan

Are you looking for an approved loan? You might need a loan for any amount up to £25k and need that loan to be approved rapidly. Nowadays a whole spectrum of companies can offer you a plethora of loans of almost any size from the comfort of you own home or even from your mobile [...]

Could mortgage approval rates decline significantly?

There has been much speculation of late that confidence in the housing market is so low that it may not be possible for many young families and prospective homeowners to archive their dream of home ownership as mortgage approval rates plummet and decline. Many are relying on a wait and see approach for the housing [...]

Get the best loan deal from your peers

The ebayisation of certain markets means that it’s now possible to get bank beating loans from your peers online without ever going near your high street bank. Zopa and similar services aim to cut out the middle man by putting lenders in touch with borrowers in order to save them money. Rates are attractive for [...]

Record low interest rates boost borrowers

Interestingly the Daily Express ran a headline this past week suggesting that interest rates will remain at record low levels for the foreseable future. This is potentially very good for borrowers and those with mortgages especially as the expected payments on a mortgage dwindle. Whether savings will be passed on to standard loans is another [...]

Getting rebuffed for a personal loan approval?

Are you having trouble with obtaining a personal loan?  If you need money and need it fast, here are some ideas for getting that loan approved. 1. Check your credit rating. It may be that your past credit is letting you down. Invest some time to ensure that your credit rating is as good as [...]

What the US downgrade means for Loans

With the US downgraded it means for the US at least the cost of borrowing might increase. Whether this will have an effect on UK borrowing will be yet decided, but I think it safe to assume that the cost of borrowing could be raised in the coming days. Take advantage of the relatively cheap [...]

How to get your request for a loan approved.

It can be tough trying to find a loan to suit your own requirements and circumstance. For example you may be out of work, not a homeowner or over 60 years of age and all of these factors will determine the type of loan you are eligable for. However when looking for any loan, you [...]

Interest rates are still 0.5%

Interest rates are still at record lows but mortgages are only starting to get reduced, but not enough. There still is uproar amoungst many that the banks are charging large amounts for their loans and mortgages whilst offering paltry returns for savers. At the latest MPC meeting where interest rates are decided, it was unanimously [...]

Cash Loans offered by National Housing Federation

Cash loans are being offered to people wishing to borrow around £500 at reasonable rates of interest. It is in response to the high prices that door step lenders are charging, who can charge several hundred percent. Probable rates of interest are thought to be no more that 30% aer and payable weekly. So far [...]

Loan types

Britons today are borrowing more money than at any other time in our history. With such huge sums being borrowed on personal credit, UK banks are acutely aware of the potential for huge profits. However, unlike the days of past, in today’s market banks need to be ever more innovative with the marketing of their [...]

Home equity

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Home equity is the difference between the value of one’s home and the amount remaining to be paid on the mortgage; essentially, how much of the house one owns. After a time, equity accumulates and there are several options one can use to make the most of it. First of all, let’s go over specifically [...]

Unsecured loans: ideal for you?

Unsecured loans (also known as personal or signature loans) are loans which do not rely upon collateral and are, therefore, more difficult to obtain. Those who qualify often do so by way of an exemplary credit rating. Since there is no thing of value dependent on the repayment of an unsecured loan (except the borrower’s [...]

Interest rates: what are they? how do they work?

The “price” of borrowing money, interest rates affect many aspects of one’s financial foundation. They are, essentially, the current market return on fixed income investments, and fittingly, rise and fall with market demand. In the UK, such rates are subjective to the decision of the Bank of England Monetary Policy Committee (MPC), which in turn, [...]

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