Investment
How does the share market work?
The stock market system is an avenue for the trading of shares of stock of listed corporations. As a corporation is formed, its initial shareholders are able to acquire shares of stock from the point of subscription when a company is created. When a company starts to be traded to the public, the primary market comes...
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Introduction to shares – are they for you?
Stocks can be considered a tool for building wealth, as they are a part of almost every investment portfolio. They represent the ownership of a company and are bought in the form of shares. Shares refer to the stock of a particular company. Your stake in a company depends on how many shares you possess, because these...
[Continue reading: Introduction to shares – are they for you?]Tracker funds – how do they work?
Tracker funds (also known as index funds) are a type of mutual fund or exchange-traded fund (an investment fund which is traded on stock exchanges, bearing a striking resemblance to stocks) which invests in all the companies within the index of a particular market or by an agreed upon set of consistent guidelines uninfluenced...
[Continue reading: Tracker funds – how do they work?]Interest rates: what are they? how do they work?
The “price” of borrowing money, interest rates affect many aspects of one’s financial foundation. They are, essentially, the current market return on fixed income investments, and fittingly, rise and fall with market demand. In the UK, such rates are subjective to the decision of the Bank of England Monetary...
[Continue reading: Interest rates: what are they? how do they work?]Dividend yield: what is it? why should I be interested?
Payments made by a business to its shareholders and investors are what’s known as dividends. When a business’ earnings become a profit, it can be re-invested into the business (retained earnings) or it can be paid to its investors as a dividend. Companies are under no obligation to pay its shareholders dividends;...
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Investing in shares
Investing in shares can be a terrifying ordeal if one is not at least somewhat familiar with the options at one’s disposal. First of all, owning shares in a particular company allows you to share in that company’s profit (or deficit). If you are unable to devote the time or research required to appraise shares...
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Finding the right mortgage
Finding the right mortgage can be a challenge, however, with a proper balance of knowledge and sage advice, it can considerably less intimidating. The first thing to keep in mind is upfront costs such as appointing a solicitor to handle the legal details, lender valuations of the property, application fee to take out...
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Rent or Buy?
Deciding whether to buy or rent a property is a common point of contention, but it simply comes down to what you hope to accomplish and contend with financially and, ultimately, in the long term. Experience in renting a property is often regarded as a prerequisite to buying a home, but this is founded more upon suppositions...
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ISA’s – individual savings accounts
ISAs (Individual Savings Accounts) are yet another option for those wishing to grow their money over the long term and provide an income. There are basically two types of ISAs: cash ISAs or a stocks and shares ISA, but it’s important to remember that the biggest advantage of ISAs is that returns are tax free. It...
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Six reasons to invest in property
Investing in property is a stable venture that can become more profitable and, more importantly, safer than other options such as volatile stock market investing. For the non-professional investor, investing in property can be a simpler and lucrative undertaking. Generally speaking, property investment has been historically...
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Spread trading- spread betting
In general, betting on an unknown outcome is what’s commonly known as spread betting. How it works is that a company takes an instrument and quotes two prices (a bid and offer price, called a spread), finally betting on whether the outcome will be above or below the spread. Profit (or loss) is determined by the level...
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Mutual funds – picking the right fund.
Becoming familiar with the process and aim of mutual funds is integral for any aspiring investor. Being a collection of stocks and bonds (from which the investor earns dividends on stocks and interest on bonds), a mutual fund can be bought very simply; any bank can set up its own mutual fund for you and the initial...
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Top 10 tips for investing in property
Property can be one of the best investments you can ever make. However, if you are going to be successful, you need to know what you are doing. This article contains useful tips and information to help you become a discerning investor. Find out the true worth of the property. Ask your estate agent for a list of...
[Continue reading: Top 10 tips for investing in property]Read More Posts From Investment »
Saving money
Making money from zero percent cards
Everyone knows that credit cards are synonymous with debt. However, many people are...
If you believe your bank has made a mistake or you are having a dispute with them,...
Sometimes you open your bank statement and you get a nasty shock. Not only has the...
Getting the best deal from the bank
If you believe that your bank is costing a more money than it really needs to be,...
Finding a reliable broadband provider as well as an affordable one can be a challenge,...
With mortgage rates averaging at an all-time low (0.5%) it’s important to understand...
All of us indulge in recurring expenses in some form or another, whether its fast...
Interest rates: what are they? how do they work?
The “price” of borrowing money, interest rates affect many aspects of one’s...
Dividend yield: what is it? why should I be interested?
Payments made by a business to its shareholders and investors are what’s known...
Deciding whether to buy or rent a property is a common point of contention, but it...
Read More Posts From Saving money »
Mortgages
With mortgage rates averaging at an all-time low (0.5%) it’s important to understand...
Home equity is the difference between the value of one’s home and the amount remaining...
Unsecured loans: ideal for you?
Unsecured loans (also known as personal or signature loans) are loans which do not...
Interest rates: what are they? how do they work?
The “price” of borrowing money, interest rates affect many aspects of one’s...
Finding the right mortgage can be a challenge, however, with a proper balance of...
Deciding whether to buy or rent a property is a common point of contention, but it...
Six reasons to invest in property
Investing in property is a stable venture that can become more profitable and, more...
Read More Posts From Mortgages »
Financial crisis- Spadework on HST started in January 2009 - Vancouver Sun
- Banks are cutting use of bonuses to recruit - Financial Times
- Scots jobs bonus as RBS axe 3500 more - The Sun
- EU Finance Ministers Face Tough Agenda - Wall Street Journal
- Boeing Has No Plans to Finance 787 Deliveries for 2011 - Wall Street Journal
- Old Lady questions short-termism - Daily Mail
- Will house prices fall further? - Telegraph.co.uk