Free guides on financial planning, choosing an adviser, retirement planning, and more. https://approval.co.uk/guides en-gb Wed, 25 Mar 2026 09:14:47 GMT https://approval.co.uk/guides/how-much-does-a-financial-adviser-cost https://approval.co.uk/guides/how-much-does-a-financial-adviser-cost Understand the typical costs of financial advice in the UK — percentage-based fees, fixed fees, hourly rates, and what affects the price. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/independent-vs-restricted-financial-advisers https://approval.co.uk/guides/independent-vs-restricted-financial-advisers What the FCA definitions mean, how to check an adviser's status, and when each type of advice is appropriate. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/when-do-you-need-a-financial-adviser https://approval.co.uk/guides/when-do-you-need-a-financial-adviser Life events that trigger the need for professional advice, when DIY is fine, and what to expect from your first meeting. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/isa-guide https://approval.co.uk/guides/isa-guide A complete guide to ISAs — Cash ISAs, Stocks and Shares ISAs, Lifetime ISAs, Junior ISAs, allowances, transfer rules, and tax benefits. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/pension-transfers https://approval.co.uk/guides/pension-transfers Types of pension transfer, FCA safeguarding rules, the £30,000 mandatory advice threshold, risks, timescales, and scam warnings. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/first-time-buyer-mortgage-guide https://approval.co.uk/guides/first-time-buyer-mortgage-guide Everything you need to know about getting on the property ladder — mortgage types, deposits, stamp duty relief, and the buying process. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/inheritance-tax-guide https://approval.co.uk/guides/inheritance-tax-guide Understand nil-rate bands, the 7-year rule for gifts, business and agricultural relief, and how to plan your estate. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/financial-planning-after-divorce https://approval.co.uk/guides/financial-planning-after-divorce Practical guidance on pension sharing, splitting assets, mortgage options, and rebuilding your finances after divorce. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/self-employed-pension-guide https://approval.co.uk/guides/self-employed-pension-guide Personal pensions, SIPPs, tax relief, contribution limits, and how to choose a pension provider when you work for yourself. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/financial-planning-for-new-parents https://approval.co.uk/guides/financial-planning-for-new-parents Child benefit, Junior ISAs, life insurance, childcare costs, and everything new parents need to know about managing family finances. Mon, 16 Mar 2026 00:00:00 GMT https://approval.co.uk/guides/what-does-a-financial-adviser-do https://approval.co.uk/guides/what-does-a-financial-adviser-do Understand the role of a financial adviser, the services they offer, and how FCA regulation protects you. Fri, 14 Mar 2025 00:00:00 GMT https://approval.co.uk/guides/how-to-choose-a-financial-adviser https://approval.co.uk/guides/how-to-choose-a-financial-adviser A step-by-step guide to finding the right adviser for your needs, including what questions to ask and red flags to watch for. Fri, 14 Mar 2025 00:00:00 GMT https://approval.co.uk/guides/retirement-planning https://approval.co.uk/guides/retirement-planning Everything you need to know about planning for retirement in the UK, from workplace pensions to state pension age. Fri, 14 Mar 2025 00:00:00 GMT https://approval.co.uk/guides/mid-life-financial-planning https://approval.co.uk/guides/mid-life-financial-planning Financial priorities in your 40s and 50s, from maximising pension contributions to protecting your family. Fri, 14 Mar 2025 00:00:00 GMT https://approval.co.uk/guides/succession-planning https://approval.co.uk/guides/succession-planning How to pass on wealth efficiently, minimise inheritance tax, and ensure your wishes are carried out. Fri, 14 Mar 2025 00:00:00 GMT https://approval.co.uk/guides/understanding-financial-regulation https://approval.co.uk/guides/understanding-financial-regulation How the FCA, FSCS, and Financial Ombudsman protect consumers and what it means for you. Fri, 14 Mar 2025 00:00:00 GMT