How low can Santander shares fall?

SantanderBankUK

Santander fell over 4% on Friday. Is this creating a buying opportunity? The credit crisis has not been good  to banking stocks and the recent crisis on the Euro and growth issues surround China has put enourmous strain on all things – especially european. Bank shares are miles from their market peak before the credit crunch. [...]

Irish homeowners encouraged to cut back

In the wake of restructuring mortgage deals, the Irish government has asked homeowners to cut back on spending. Some suggestions that we could perhaps all do are: 1. Cut down on TV packages. Do you really need that extra sky package. Forget that sports package. 2. Take your children out of fee paying school. Why [...]

How to negotiate your rent

Housing is one of our largest expenditures so it makes sense to reduce this cost where possible. Rent is one of those costs so here are a few tips for reducing the spending on that roof over your head. 1. Never be too keen or desperate to move into a place. 2. Always ask lots [...]

Saving cash by investing in high dividend stocks

Saving money might not be the highest priority on your todo list but we all need to be saving for a rainy day. Whilst many are struggling just to make ends meet, the question is how do you make money given the poor returns from putting money in a bank account? One way is to [...]

Overspent at Christmas

Are you feeling the pinch after spending too much at xmas. Have you insisted on spending when you don’t have the cash? We have some suggestions for getting yourself back on financial track. 1. Take back any overbought items. This can include items that you bought or that were bought for you. Don’t be embarrassed…it’s [...]

Happy New Year for 2012: Time to get your budget sorted

The new year is approaching. This makes it the perfect time to begin to think about how to save money and make more this coming year. Whether you are a millionaire or just on an average income – we can all do more with less and there is certain sense of charm about doing this. [...]

Renting out a room with air bnb

Ever wanted to make extra cash from your property? Now there is an easy way to make your spare room make you some extra cash. By using AirBnB.com householders around the globe are turning their homes into guest houses and making their assets work for them. How does it work? You list your property details [...]

Five tips for saving money at christmas

1. Buy less. You simply need less than you thought. Do not buy any new presents without checking you cupboards for unopened gifts and presents. Some might call this revgifting. 2. Make it. Stop buying and instead put the time into making it yourself. Easy things to make include food, mince pies, cakes and other [...]

Word events effect cost of living

Disruptive world events are leading to a period of higher volatility which in turn is bound to lead us to higher prices. Especially as oil supplies are getting more expensive. The average family is being further squeezed by inflation and these world events, to say little of patient investors. What can be done? Well, ensure [...]

Oil at 104$ per barrel.

What does this mean? Well petrol is increasing in price and its continuing to have an impact on just about everything we do from driving our cars to buying food and drink as it all must be transported around the country. Only yesterday a neighbour was chatting to me about going to work at a [...]

Saving money from the bank

If you think your bank is costing you too much money, then now is the time to look at ways your bank can help you save money rather than spend it. Although there will always be bank charges and fees, there are ways to save money using banks and make the most of their services. [...]

Getting the best deal from the bank

If you believe that your bank is costing a more money than it really needs to be, then perhaps it is time to change the habit of a lifetime and switch banks. Although many people remain loyal to their banks for life, there is no need to do this. Your bank is a business and [...]

Saving money instantly

All of us indulge in recurring expenses in some form or another, whether its fast food splurges or picking up your morning coffee at the café. Trimming down one’s expenses, even the small purchases, can drastically improve the stability of one’s bank account. Such possibly unnecessary (this is, of course, dependant upon the individual’s requirements) [...]

Buying a more fuel efficient car

oilwell

It is no secret that some cars are much more fuel efficient than others. If are looking to buy a new car and want one that will cost less to run, there are several factors to consider. Probably the most important is the MPG listed by the manufacturer. MPG stands for “miles per gallon” and [...]

Home wind turbines

wind-turbine

There are a great many benefits to installing a home wind turbine. Perhaps most obvious is the fact that you are helping the environment by not using any conventional electricity, which is produced in manners that damage the planet. Because wind turbines generate power solely from wind, you are harnessing a powerful, renewable energy source [...]

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