Mortgage rates

With mortgage rates averaging at an all-time low (0.5%) it’s important to understand what factors influence such rates. Specifics relating to individual lenders may vary, but in general these factors are universal. One vital aspect to know about your lender is how often they revise their mortgage rates, whether daily, weekly, monthly, or annually. If [...]

Finding the right mortgage

Finding the right mortgage can be a challenge, however, with a proper balance of knowledge and sage advice, it can considerably less intimidating. The first thing to keep in mind is upfront costs such as appointing a solicitor to handle the legal details, lender valuations of the property, application fee to take out a mortgage, [...]