What are payday loans?

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Payday loans have taken a great deal of stick and criticism over the last few years for fears of preying on the vulnerable. However for individuals who are looking for short term easy loans where can people realistically go for such loans? One terrible alternative is the loan shark. In particular the pernicious individual who [...]

US shares slide

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China growth concerns have pushed the Dow Jones Industrial average down in the worst two week slide since last November. The concerns over the Euro-zone and China have re-ignited concerns on equities. The Dow Jones closed at just below 12,900 on Friday leading many to flee shares and equities in favour of treasury bonds or [...]

New cash isa limits

The tax free cash ISA limit has increased to £5,640 this year. That means you can take advantage of tax free savings and interest rates on offer and squirrel away money from the tax man.

How do stock markets work?

Ever wondered what the difference between stocks and shares are? Both terms can be used interchangeably, and mean the same thing. However one often refers to the ‘share’market as the stock market partly through tradition. The basis of the stock or share market is that investors purchase shares of the company and can then be [...]

Billions wiped off FTSE 100 due to Greek Crisis

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The ensuing greek debt crisis is causing havoc with the UK domestic market, with a severe drop in value of the nations leading 100 shares. Nearly 100 billion pounds has been wiped off the exchange in recent days as the market gets spooked by the possibility of a failing eurozone and yet another bailout to [...]

Mutual funds – picking the right fund.

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Becoming familiar with the process and aim of mutual funds is integral for any aspiring investor. Being a collection of stocks and bonds (from which the investor earns dividends on stocks and interest on bonds), a mutual fund can be bought very simply; any bank can set up its own mutual fund for you and [...]

Approval Loans and Payday Loans