Daily express reckons mortgages have never been cheaper.
According to this weeks daily express now could be the best time to have a mortgage…because they are as cheap as they have been in recent times. Cheap is fine if you can actually obtain one. With deposits required for homes at record highs its making getting on the property ladder very difficult for many. [...]
Are you being forced to rent your home?
The current lack of availability for mortgages is causing many families and would be buyers to rent. This in turn is driving up rental yields making it more profitable for landlords to invest if they have the capital. So we seem to have that familiar situation where first time buyers are in competition with landlords [...]
Could mortgage approval rates decline significantly?
There has been much speculation of late that confidence in the housing market is so low that it may not be possible for many young families and prospective homeowners to archive their dream of home ownership as mortgage approval rates plummet and decline. Many are relying on a wait and see approach for the housing [...]
Rent or Buy?
Deciding whether to buy or rent a property is a common point of contention, but it simply comes down to what you hope to accomplish and contend with financially and, ultimately, in the long term. Experience in renting a property is often regarded as a prerequisite to buying a home, but this is founded more [...]
