How much is that cold costing you?
Flu jab in order. This author now understands the benefits of preventing illness in lost productivity. Having just got over flu which turned into a chest infection which took two weeks to shift I’m now going to be signing myself for a flu jab next year without doubt or even this year. Just a few [...]
Three massive dividend paying stocks
So your bank rate is terrible and property is a rubbish idea at the moment. Where do you go for investment? One place is high dividend shares that yield double digit returns on investments. Yep that’s right there are some investments where you can achieve more than 10%. Here are three double digit shares that [...]
How to negotiate your rent
Housing is one of our largest expenditures so it makes sense to reduce this cost where possible. Rent is one of those costs so here are a few tips for reducing the spending on that roof over your head. 1. Never be too keen or desperate to move into a place. 2. Always ask lots [...]
Should you use a pawn broker?
Over the financial crisis there has been a resurgence in the number of pawn shops on the high street. This rather old fashioned “pawn” store is a place where you can sell your high worth items such as jewellery for cash. But more than that…there is a loan…where if you repay the money you can [...]
Beware of the rising cost of mortgage switching
Despite record low mortgage rates due to low interest rates mortgage lenders are clawing back profits by increasing the cost of changing or arranging a mortgage. So be aware, those head line rates are sometimes misleading. Rates have gone up by around 70 percent for some fees.
Lavazza Amodo mia coffee systems…worth the money?
OK…So you have seen the adverts for the new coffee system from Lavazza? Could this be what you are waiting for? I.e. a real Italian Coffee delivered in the comfort of your own home or office. The new system from Lavazza aims to take on the Nesspressos of this world in offering a coffee system [...]
Saving money with a home coffee machine
Tired of spending £3 per coffee in the likes of Nero/Costa/Starbucks for what can be one of the highest margin products around. I’ve often thought coffee at these prices makes no sense unless you are having your coffee and meeting people – i.e. using the shop and seats. Otherwise you can make coffee as good [...]
Overspent at Christmas
Are you feeling the pinch after spending too much at xmas. Have you insisted on spending when you don’t have the cash? We have some suggestions for getting yourself back on financial track. 1. Take back any overbought items. This can include items that you bought or that were bought for you. Don’t be embarrassed…it’s [...]
Happy New Year for 2012: Time to get your budget sorted
The new year is approaching. This makes it the perfect time to begin to think about how to save money and make more this coming year. Whether you are a millionaire or just on an average income – we can all do more with less and there is certain sense of charm about doing this. [...]
