First time buyers continue to struggle

Saving for a deposit is increasingly looking tougher for tenants especially in london as rents increase and asking prices rise. A countrywide survey suggests that 20% of adults could not afford the deposit for a mortgage leading to a whole generation of renters, especially in London. In the capital, rents rose by almost 10% last [...]

Saving money on your daily coffee

Is that coffee really needed? Should you cut back or reduce? Or is there a way to get that coffee without breaking the bank? Special offers Starbucks sometimes has deals and offers on coffee from time to time even offering free coffees. The last offer was a free coffee if you told the barrista your [...]

New cash isa limits

The tax free cash ISA limit has increased to £5,640 this year. That means you can take advantage of tax free savings and interest rates on offer and squirrel away money from the tax man.

Happy Easter from Approval.co.uk

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Wishing all customers and readers a very happy Easter. Hoping that wherever you are, you are surrounded by loved ones and have better weather than we are experiencing in the Approval.co.uk office.

Can you still make money from buy to let properties?

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Is there a way to make money from property or has the property boom ended? Is it possible to make a profit from property or has jithe boat sailed? The key to investing in property is yield or the amount of income that the property can make. A yield is the percentage that a property [...]

How to save money on fuel

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Here are a just few ways you can save money 1. Drive more slowly. Driving slowly uses less fuel per mile than driving quickly. Many modern cars can be slipped into fifth gear at a relatively low speed i.e. above 30-40 mph. On the motorway try driving at 60 mph rather than 70 and reducing [...]

Britain is the most expensive place in europe to buy fuel

Its now official that Britsin has the highest fuel duty of all our european neighbours leading some to claim the governments strategy is killing businesses by preventing people from looking for work because of the sheer cost of petrol. Quentin wilson who used to appear on BBCs top gear laments that excessive duty is causing [...]

Surviving on the minimum wage in Britain

The uk minimum wage is: £6.08 for those over 21 years of age. Its less for younger individuals and we wont consider these. The question is whether working full time for 40 hours per week you can provide a basic life. These hours mean the basic salary is less than £1000 per month. Lets look [...]

Google to get live stock market feed from LSE

For retail investors, live finance data will be a great benefit as it will show the very latest data and trade prices which will mean up to date.portfolio prices and will probably spawn a whole new plethora of tools for managing finance.

Irish homeowners encouraged to cut back

In the wake of restructuring mortgage deals, the Irish government has asked homeowners to cut back on spending. Some suggestions that we could perhaps all do are: 1. Cut down on TV packages. Do you really need that extra sky package. Forget that sports package. 2. Take your children out of fee paying school. Why [...]

Will the euro crisis ever cease?

Tired of the euro crisis? We are, markets are up and down like a whores drawers or with less predictability than a Ryanair flight. One minute the markets are up and the next they are down, its getting very tiresom indeed. So if you are interested in getting into the markets then what can you [...]

How to make 500 pounds from around the house

PpThe aim here is to try and make just 500 pounds from around the home. You can do these with the aid of sites such as ebay. Here are some of the best items around the house to generate extra cash. 1. Games, these have a less limited shelf life than dvds and if on [...]

How much is that cold costing you?

Flu jab in order. This author now understands the benefits of preventing illness in lost productivity. Having just got over flu which turned into a chest infection which took two weeks to shift I’m now going to be signing myself for a flu jab next year without doubt or even this year. Just a few [...]

Best instant loans

Modern tech has made it even easier to get loans more quickly. You can apply for a loan and get approved almost instantly and get the money paid into your account. So the internet is providing a flexible and simple way for people to obtain loans and cash fast.

Three massive dividend paying stocks

So your bank rate is terrible and property is a rubbish idea at the moment. Where do you go for investment? One place is high dividend shares that yield double digit returns on investments. Yep that’s right there are some investments where you can achieve more than 10%. Here are three double digit shares that [...]

Get rich schemes, here’s how they work

Are you ever tempted by the offers of instant wealth in a letter from unknown people offering you anything from courses to materials on how to achieve it for a certain fee. We list some of the common schemes here: 1. Making money online. Well yes you can make money online. After all this is [...]

How to negotiate your rent

Housing is one of our largest expenditures so it makes sense to reduce this cost where possible. Rent is one of those costs so here are a few tips for reducing the spending on that roof over your head. 1. Never be too keen or desperate to move into a place. 2. Always ask lots [...]

Should you use a pawn broker?

Over the financial crisis there has been a resurgence in the number of pawn shops on the high street. This rather old fashioned “pawn” store is a place where you can sell your high worth items such as jewellery for cash. But more than that…there is a loan…where if you repay the money you can [...]

Beware of the rising cost of mortgage switching

Despite record low mortgage rates due to low interest rates mortgage lenders are clawing back profits by increasing the cost of changing or arranging a mortgage. So be aware, those head line rates are sometimes misleading. Rates have gone up by around 70 percent for some fees.

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