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Could now be the time to get into european equities? Could it be a smart move to purchase equities before investors pile into european equities and the market for much oversold shares rises leaving less upside for investors. Some euro shares are paying massive dividends of nearly 12%. Shares belonging to companies such as STD [...]
One of the best ways of getting exposure to the stock market but without huge risk is with a stock market tracker which attempts to mimic some of the main indices such as the FTSE 100 or FTSE 250 or the FTSE All-Share index in the UK which are some of the main baromomters of the UK [...]
Before the current crisis which saw billions wiped off the value of shares, bank shares were at an all time high. Some banks such as Lehman have completely failed whilst others such as RBS were partly taken over by the uk government. The question is whether you should invest in the government owned and backed [...]
The credit crisis has not been kind to banking shares and the recent crisis has put enourmous strain on all things european. Bank shares are in general a long way from their market peak before the 2008 crunch. Many of the non governmental supported banks such as hsbc and barclays have rallied strongly not leaving [...]
So you want to start the new tax year in a smart efficient way? Here are some of the places you can put your money without paying tax and legally too. We all know about the cash ISA’s but these are not the only ways you can invest your money – shares and mutual funds [...]
Time to start planning your investments now its the new tax year starting on the 6th of April 2012. The ISA limit has been adjusted upwards so it makes now to reconsider your savings objectives for the new tax year. Historically interest rates are low which is not good for savers however recent falls in [...]
Make the most of the tax free savings and investment limits. Today is the last day you can subscribe to the ISA or tax free wrapper and beat the tax man legally. So don’t waste these opportunities – max out your ISA or tax free wrapper.
ISA’s or individual savings accounts are one of the legal ways you can prevent money falling into the hands of the taxman. So you don’t need a Cayman Islands address or an apartment in Monaco to shield your hard earned cash from the taxman – the government has created the ISA scheme to encourage savings [...]
Time is almost up for savers to use this years ISA allowance. You can earn up to 3.5% to 4.5% if you are prepared to tie up your assets for a number of years. The tax year ends on the 5th of April – so you need to get cracking before the deadline next week. [...]
The Tax end of year for 2011-2012 is fast approaching on the 5th April 2012. Which means there is little time to get fully invested up to your ISA allowable limit for this year. Do remember that there are differing limits depending on whether you have just cash savings or investments too. But be sure [...]
With the impending deadline for the current Tax year imminent, many people will be looking to invest spare money in the government backed tax free wrapper. However despite the claims of some of the high street banks, many of the banks simply do not offer very good value on ISA’s for a number of reasons: [...]
To Invest £70k, here is what I would encourage you to think about. Going back to the original point, what every investor wants is to be able to add the maximum added value to what ever asset or entity that they purchase. Whoever said balance or diversification is half right, you could do this or [...]
Inflation is a nightmare for UK savers, eroding savings faster than before with the banks paltry interest rates. In an effort to redress the balane, NSandI backed by the UK treasury is offering savers the chance to beat the retail price index by 0.5 percent. That is whatever the underlying RPI is, it is beaten [...]
Paltry rates of interest and long tie ins could be the demise of the ISA, some suggest. Banks have long used lures to reel in unsuspecting consumers and take advantage of their need to generate actual real returns. However this author has yet to find any ISA deal that is above inflation that offers a [...]
Tracker funds (also known as index funds) are a type of mutual fund or exchange-traded fund (an investment fund which is traded on stock exchanges, bearing a striking resemblance to stocks) which invests in all the companies within the index of a particular market or by an agreed upon set of consistent guidelines uninfluenced by [...]
Home equity is the difference between the value of one’s home and the amount remaining to be paid on the mortgage; essentially, how much of the house one owns. After a time, equity accumulates and there are several options one can use to make the most of it. First of all, let’s go over specifically [...]
The “price” of borrowing money, interest rates affect many aspects of one’s financial foundation. They are, essentially, the current market return on fixed income investments, and fittingly, rise and fall with market demand. In the UK, such rates are subjective to the decision of the Bank of England Monetary Policy Committee (MPC), which in turn, [...]
