Investing an a FTSE 100 ETF
One of the smartest ways of investing in stocks and shares is via a tracker fund that aims to capitalize on gains to the average of a bunch of shares. One of the most popular indexes is the FTSE 100, and you can invest in this index by purchasing an ishares ETF tracker which can [...]
How to invest £70,000
To Invest £70k, here is what I would encourage you to think about. Going back to the original point, what every investor wants is to be able to add the maximum added value to what ever asset or entity that they purchase. Whoever said balance or diversification is half right, you could do this or [...]
How to track the FTSE cheaply
So you want to buy shares, but you don’t know which ones. Or maybe you know which shares or sector you would like but you want to minimise your losses or spread your risk. You might even take the opinion that sun average over the market is better. There are numerous ways you can buy [...]
Inflation beating savings from National Savings and Investments
Inflation is a nightmare for UK savers, eroding savings faster than before with the banks paltry interest rates. In an effort to redress the balane, NSandI backed by the UK treasury is offering savers the chance to beat the retail price index by 0.5 percent. That is whatever the underlying RPI is, it is beaten [...]
The end of the ISA?
Paltry rates of interest and long tie ins could be the demise of the ISA, some suggest. Banks have long used lures to reel in unsuspecting consumers and take advantage of their need to generate actual real returns. However this author has yet to find any ISA deal that is above inflation that offers a [...]
Tracker funds – how do they work?
Tracker funds (also known as index funds) are a type of mutual fund or exchange-traded fund (an investment fund which is traded on stock exchanges, bearing a striking resemblance to stocks) which invests in all the companies within the index of a particular market or by an agreed upon set of consistent guidelines uninfluenced by [...]
Home equity
Home equity is the difference between the value of one’s home and the amount remaining to be paid on the mortgage; essentially, how much of the house one owns. After a time, equity accumulates and there are several options one can use to make the most of it. First of all, let’s go over specifically [...]
Interest rates: what are they? how do they work?
The “price” of borrowing money, interest rates affect many aspects of one’s financial foundation. They are, essentially, the current market return on fixed income investments, and fittingly, rise and fall with market demand. In the UK, such rates are subjective to the decision of the Bank of England Monetary Policy Committee (MPC), which in turn, [...]
Dividend yield: what is it? why should I be interested?
Payments made by a business to its shareholders and investors are what’s known as dividends. When a business’ earnings become a profit, it can be re-invested into the business (retained earnings) or it can be paid to its investors as a dividend. Companies are under no obligation to pay its shareholders dividends; however, the company’s [...]
