Barklaycard have developed a service where you can send payments between phones knowing only each telephone number. Currently the service only works between account owners but it is due to roll out to non card holders. Such a service could mean getting a loan approved is even quicker and easier than before and on your [...]
Merry Christmas!
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It’s that time of year again when it’s just a few days away from Christmas day. People madly trying to get last minute christmas gifts for loved ones. This year don’t forget that one of the biggest costs that people face is the cost of borrowing on credit cards after the excesses of christmas. Make [...]
Improve your credit rating
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The day you open a bank account is a very significant day. It’s the day you take your first steps towards financial responsibility. It’s also the day that your credit report is created and unlike your bank, your credit report will be with you for the rest of your life. Your credit report consists of [...]
Making money from zero percent cards
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Everyone knows that credit cards are synonymous with debt. However, many people are taking advantage of 0 interest credit cards and making a profit. You just have to learn how to do it before you start. There is no reason whatsoever to make small profits if you are already paying out large sums of money [...]
Interest rates: what are they? how do they work?
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The “price” of borrowing money, interest rates affect many aspects of one’s financial foundation. They are, essentially, the current market return on fixed income investments, and fittingly, rise and fall with market demand. In the UK, such rates are subjective to the decision of the Bank of England Monetary Policy Committee (MPC), which in turn, [...]
Choosing a credit card
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Credit cards have been with us since 1966 and have become part of the modern fabric of life. The market has exploded the first 50 years of the plastic friend. Choosing a credit card is not for the feint hearted – with a variety of products on offer. Credit Card Protection Credit card protection is [...]
