How to get the best deal from the Bank

How to deal with the banks and get the best deals. Dealing with the banks for most Brit's is a love-hate relationship. Make that synergy work.

Financial Services Authority (FSA): Too small for the banks or too big for the inspiring entrepreneurs?

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Since 2007’s Northern Rock crisis, the world’s financial market has been tumbled like being destroyed by tsunami. Lehman Brothers, Bear Sterns, HBOS, Fanny May and Freddie Mack, and then now onto the eurozone crisis in PIIGS (Portugal, Italy, Ireland, Greece, and Spain). It has somehow identified with Swedish pop legend ABBA’s song lyric: “Money! Money! [...]

Get £50 from Santander if you are a Student

SantanderBankUK

Santander is offering £50 to any student who switches to its Current account for a students if they join between 16 April and 30 June 2012. Santander’s Student Current Account offers an interest-free arranged overdraft facility up to £2,000 with just 1 per cent interest on credit balances up to £500, and the flexibility of [...]

Virgin Banks to change the face of UK Banking…forever?

virginbanks

Sir Richard Branson’s quest to make banking “better” and more “friendly” has started with the take over of Northern Rock. Despite being quote controversial, Branson has a habit of disrupting the playing field, carving out a niche for exciting and valued products that consumers love to use.  “We will be a very formidable player,” Branson [...]

Keeping your business sane with xero

Xero

For many the archetype business package has been Sage. However as more people move online to the cloud, newer entrants to the market have emerged such as xero which are completely cloud based solutions where you can access your business accounts from almost anywhere. Not only that but you can readily allow your accountant to [...]

Mint and Money Dashboard – the new way to save and budget?

Forget the days of trawling through reams and reams of receipts and paper. The new way to manage your finance is online with the services of companies such as Mint.  Mint aims to be the one-stop shop for your finance needs from budgeting and planning to handling your tax and receipts. Smart services such as [...]

Current accounts are still pitifull

halifax

Depsite low interest rates many and in fact most banks are offering paltry interest rates on current accounts. Higher headlining figures are used to lure customers into punitive and poorly paying accounts which never convert into a good deal for the customer. Recently I’ve seem some better paying accounts on offer for a little a [...]

Current accounts are still pittiful

Depsite low interest rates many and in fact most banks are offering paltry interest rates on current accounts. Higher headlining figures are used to lure customers into punitive and poorly paying accounts which never convert into a good deal for the customer. Recently I’ve seem some better paying accounts on offer for a little a [...]

Bank of England keep interest rates fixed

Interest rates remain fixed at 0.5%, despite repeated calls for an interest rate rise in response the the very high inflation rates. Many analysts suspect it will just be a matter of time before before rates must rise in response. The governor of the bank of England has suggested that inflation will decrease soon…however this [...]

Cash Loans offered by National Housing Federation

Cash loans are being offered to people wishing to borrow around £500 at reasonable rates of interest. It is in response to the high prices that door step lenders are charging, who can charge several hundred percent. Probable rates of interest are thought to be no more that 30% aer and payable weekly. So far [...]

Improve your credit rating

credit-card

The day you open a bank account is a very significant day. It’s the day you take your first steps towards financial responsibility. It’s also the day that your credit report is created and unlike your bank, your credit report will be with you for the rest of your life. Your credit report consists of [...]

Loan types

Britons today are borrowing more money than at any other time in our history. With such huge sums being borrowed on personal credit, UK banks are acutely aware of the potential for huge profits. However, unlike the days of past, in today’s market banks need to be ever more innovative with the marketing of their [...]

Overcharged by your bank?

Unauthorised overdraft fees. These are three words that worry every bank customer. An unauthorised overdraft fee is the fee charged by a bank when customers go over their overdraft limit. These fees can be very steep, with some banks charging high premiums for customers who exceed an agreed overdraft limit by as little as a [...]

Online savings account

As the Internet continues to grow, the popularity of online banking has simply exploded in recent years. Along with that has come the growth in opening savings accounts online. There are many reasons to open a savings account online. Among them include: Convenience. You can add money to your savings account online at any time [...]

Banking disputes

If you believe your bank has made a mistake or you are having a dispute with them, it might seem like you will never get the problem sorted. Although solving banking disputes can be tricky, if you follow the right course of action then you can solve banking disputes fairly and without developing a bad [...]

Saving money from the bank

If you think your bank is costing you too much money, then now is the time to look at ways your bank can help you save money rather than spend it. Although there will always be bank charges and fees, there are ways to save money using banks and make the most of their services. [...]

Borrowing money from the bank

If you need some extra money, then borrowing from your bank might be the answer. If you use a bank simply for savings and a current account, then perhaps it is time to look at other financial products that your bank can offer. If you want to borrow from your bank, here are some of [...]

Business banking – why you should!

Do you have a bank account? If you do then you are one of the billions of individuals that do. If you do not have a bank account, you are missing out on the many benefits of banking. The benefits of banking, there are many who wonder exactly what they are. If you are interested [...]

Getting the best deal from the bank

If you believe that your bank is costing a more money than it really needs to be, then perhaps it is time to change the habit of a lifetime and switch banks. Although many people remain loyal to their banks for life, there is no need to do this. Your bank is a business and [...]

Approval Loans and Payday Loans