The uk minimum wage is: £6.08 for those over 21 years of age. Its less for younger individuals and we wont consider these. The question is whether working full time for 40 hours per week you can provide a basic life. These hours mean the basic salary is less than £1000 per month. Lets look [...]
Priced out of the UK?
Many feel trapped by the current economic circumstances where stagnant wage inflation and rising living costs are leaving many in misery. The question for many is whether they should emigrate out of the uk and make a life elsewhere such as somewhere in continental eur ope such as Germany where the economy is booming in [...]
Has the UK become an overcrowded hellhole?
Some are beginning to think or even have done for a while that there are simply too many people living in the uk. Perhaps it might seem un-palletable to many, but as competition for resources increases it increases prices for everyone. Just look at house prices and the huge demand for houses or inexpensive places [...]
Are payday interest rates really that high?
The super observant amongst you might have noticed the big noise being made about payday loans and some of the supposed eye watering interest rates. But if you actually think about it these high loan rates are based on annual figures whilst most payday loans are for a matter of days not years and hence [...]
Payday lenders put under the spotlight
The multibillion pound payday industry is being investigated due to claims that these loans are piling debt onto people who are least able to pay it back. The watchdog will look at claims if loans being made to students and other individuals are normal. Right now its considered that far too many people are being [...]
Why Ryanair are thieving bast@rds
My partner has just been denied boarding by one of the Ryanair robots. You know, one of those almost human excuses for snivelling staff that makes Dickens scrouge look warm hearted. These robots it turns out are not happy that the nationality did not match the boarding card. So despite getting all the way to [...]
Opening a euro bank account
There are enourmous advantages to opening a bank account in euros. One of those advantages is that there need not be any costs associated when products are purchased in euros. With the euro here to stay and one of the worlds strongest currencies it makes sense for many from the seasoned traveller to the occasional [...]
Irish homeowners encouraged to cut back
In the wake of restructuring mortgage deals, the Irish government has asked homeowners to cut back on spending. Some suggestions that we could perhaps all do are: 1. Cut down on TV packages. Do you really need that extra sky package. Forget that sports package. 2. Take your children out of fee paying school. Why [...]
How do stock markets work?
Ever wondered what the difference between stocks and shares are? Both terms can be used interchangeably, and mean the same thing. However one often refers to the ‘share’market as the stock market partly through tradition. The basis of the stock or share market is that investors purchase shares of the company and can then be [...]
Instant loans on your mobile
Technology has now made it possible to get instantly approved loans on your mobile. Instant loan approval is got from applying to one of the myriad of uk loan companies for a short term loan. These short term loans can often be approved in minutes and your account credited with funds. That means its just [...]
Irish homeowners can now escape negative equity
Home owners in Ireland who have been trapped by negative equity and are unable to move up are being given the option to move up the chain by tacking on the current shortfall onto their new mortgage. This should help provide liquidity in the marketplace and could get the Irish housing market moving again.

