Beware of the rising cost of mortgage switching
Despite record low mortgage rates due to low interest rates mortgage lenders are clawing back profits by increasing the cost of changing or arranging a mortgage. So be aware, those head line rates are sometimes misleading. Rates have gone up by around 70 percent for some fees.
Daily express reckons mortgages have never been cheaper.
According to this weeks daily express now could be the best time to have a mortgage…because they are as cheap as they have been in recent times. Cheap is fine if you can actually obtain one. With deposits required for homes at record highs its making getting on the property ladder very difficult for many. [...]
Are payday loans the new lending scandal?
Ever needed a short term loan? Felt pressured to take money on a short term loan? Could the new lending scandal be short payday loans with high interest rated. Despite the flexible nature of the loans, there is concern that the most vulnerable in society are paying the highest interest rates of often several thousand [...]
Are you being forced to rent your home?
The current lack of availability for mortgages is causing many families and would be buyers to rent. This in turn is driving up rental yields making it more profitable for landlords to invest if they have the capital. So we seem to have that familiar situation where first time buyers are in competition with landlords [...]
Lavazza Amodo mia coffee systems…worth the money?
OK…So you have seen the adverts for the new coffee system from Lavazza? Could this be what you are waiting for? I.e. a real Italian Coffee delivered in the comfort of your own home or office. The new system from Lavazza aims to take on the Nesspressos of this world in offering a coffee system [...]
Saving money with a home coffee machine
Tired of spending £3 per coffee in the likes of Nero/Costa/Starbucks for what can be one of the highest margin products around. I’ve often thought coffee at these prices makes no sense unless you are having your coffee and meeting people – i.e. using the shop and seats. Otherwise you can make coffee as good [...]
A very happy 2012 to all our readers
We hope that 2012 is a great success for you and that the new year brings continued happiness and stability. We aim to have an even stronger 2012 at approval.co.uk, helping customers find products that make their lives better and more informed when in comes to loans, mortgages and money.
Overspent at Christmas
Are you feeling the pinch after spending too much at xmas. Have you insisted on spending when you don’t have the cash? We have some suggestions for getting yourself back on financial track. 1. Take back any overbought items. This can include items that you bought or that were bought for you. Don’t be embarrassed…it’s [...]
Happy New Year for 2012: Time to get your budget sorted
The new year is approaching. This makes it the perfect time to begin to think about how to save money and make more this coming year. Whether you are a millionaire or just on an average income – we can all do more with less and there is certain sense of charm about doing this. [...]
Merry Christmas!
It’s that time of year again when it’s just a few days away from Christmas day. People madly trying to get last minute christmas gifts for loved ones. This year don’t forget that one of the biggest costs that people face is the cost of borrowing on credit cards after the excesses of christmas. Make [...]
